Regulatory Compliance Consulting Services and Solutions

Support your organisation in meeting its regulatory obligations with our compliance services.

Tailored & Pragmatic Solutions By Regulatory Compliance Experts

People having a discussion around a table

Our regulatory compliance team includes former regulators, compliance senior managers and other subject matter experts who bring multidisciplinary knowledge and experience of regulatory expectations and leading practices to the table.

Our approach to regulatory compliance consulting is founded on developing a long-term partnership to provide value-added support throughout your compliance journey. We take a genuine interest in your business and take the time to develop a deep knowledge and understanding of your strategy, operations, challenges and objectives.

Working with our clients, we provide fresh perspectives and compliance solutions tailored to each client’s context and business model, not a templated or tick-the-box approach to compliance.

We have an established track record of assisting firms with authorisation, implementing compliance frameworks, ongoing managed services, and undertaking compliance reviews and assessments. We also have deep experience in assisting firms with their regulatory remediation activities.

Why is Regulatory Compliance Important?

Regulatory compliance is increasingly complex, especially for banks and financial institutions. Firms must comply with applicable regulations to maintain their regulatory approval and reputation. Additionally, compliance is crucial for mitigating the risks and costs of non-compliance, both for the firms and the individuals involved.

Firms are facing more intensive supervision and scrutiny from regulators, with a more stringent focus on personal accountability, culture and conduct. This requires much more than just complying with the letter of the regulations. The challenge of achieving regulatory compliance is exacerbated by:

The complexity of the evolving regulatory landscape, expectations and obligations, and continuing uncertainty following Brexit and the pandemic.
Budget and resource constraints and the need to access technical and operational expertise and resources more efficiently.

What Happens If You Aren’t Regulatory Compliant?

Ignoring compliance regulations can be a recipe for disaster. Businesses face significant financial repercussions, potentially including hefty fines that can cripple a company’s budget. Operational disruptions are another harsh reality, as investigations and corrective actions can grind operations to a halt. In the worst-case scenario, non-compliance can even lead to criminal charges for responsible parties.

But the financial and operational consequences are just one side of the coin. Perhaps the most damaging outcome of non-compliance is the reputational hit. News of regulatory violations travels fast, eroding customer trust and damaging your brand image. Regaining that trust can be a long and arduous process, making it difficult to attract new clients and retain existing ones. Ultimately, failing to comply with regulations can put a serious strain on a company’s ability to function and grow.

Xcina takes an individual approach to regulatory compliance consulting by understanding the clients’ context, needs, risks and budget to design a compliance solution best suited to their precise requirements.

Gain confidence and clarity. Take the next step ...

Regulatory Compliance services

Regulatory Applications

Successfully navigating through the complex regulatory authorisation process with the FCA, PRA or overseas regulatory authorities can be challenging. We provide firms with technical input and advice, support with preparing documentation and project management assistance. We also assist with senior manager applications, changes of permissions and changes in control.

Learn more about regulatory applications >

People in a boardroom having a meeting

Lady explaining data visualizations on a screen

Managed Compliance

We work with you to define a tailored compliance strategy for your business and to design, execute and deliver your Compliance Monitoring Programme. We deliver pragmatic day-to-day support to manage and execute compliance tasks across your activities, including ad-hoc advice and technical support, periodic Compliance Health Checks and Regulatory Reporting assistance.

Learn more about our managed compliance solutions >

Senior Managers & Certification Regime (SM&CR)

Helping regulated firms achieve and maintain compliance with SM&CR regulatory requirements to strengthen governance and accountability. Xcina provides independent assurance to the Board and Senior Managers that the firm’s SM&CR framework is fit for purpose – supporting training, Senior Manager applications and any remediation or improvement activities to meet regulatory expectations.

Learn more about SM&CR regulatory requirements >

Employees in a board meeting

Lady writing on a see through board

Operational Resilience

Assisting with developing and enhancing your operational resilience framework enabling you to adapt and recover from any disruption in line with the regulatory and stakeholder expectations. We work with you on defining your operational resilience strategy, reviewing or implementing your framework, and addressing important business services, dependencies, impact tolerances, testing, self-assessments and remediation.

Learn more about operational resilience >

Financial Crime

The financial crime threat landscape is constantly evolving. Our financial crime compliance services support firms in responding to the financial crime risks and obligations pertinent to their business model. We help in reviewing and implementing financial crime control frameworks covering AML/CFT, KYC/CDD, Anti-Bribery & Corruption, Fraud and Market Abuse.

Learn more about financial crime >

Nodes around a lock

Someone typing on a laptop

Regulatory Change

Regulators produce a constant stream of consultations, thematic reviews and regulatory updates, and each year brings something new. In response to global regulatory changes, we help firms evaluate their business impact and develop their roadmap. We provide project management, implementation assistance, technical advice and ongoing support on regulatory change programmes.

Learn more about regulatory changes >

Why is Regulatory Compliance Hard to Do By Yourself?

If you try to do your own regulatory compliance then you’ll be met with plenty of obstacles, such as:

Keeping up with changing regulations: The regulatory landscape is constantly shifting, and it can be a full-time job for businesses to stay on top of the latest updates.
Implementing effective compliance programs: Developing and implementing a robust compliance program requires specialized knowledge and expertise.
Integrating compliance into daily operations: Compliance shouldn’t be an afterthought. However, seamlessly integrating it into your day-to-day operations can be a challenge.
Training employees on compliance requirements: Ensuring your employees understand their compliance obligations is crucial, but it takes time and resources to develop effective training programs.

These challenges can be overwhelming for businesses to handle in-house. That’s where Xcina Consulting can help. Our team of experienced compliance professionals can take the weight off your shoulders. We can help you:

Navigate the ever-changing regulatory environment.
Develop and implement a customized compliance program that aligns with your specific needs.
Integrate compliance into your existing workflows for a smooth and efficient process.
Design and deliver engaging training programs to ensure your employees are up-to-speed on compliance requirements.

Bespoke solutions to address
regulatory compliance challenges

We assist organisations across sectors including fintech, investment, banking and insurance in achieving, maintaining and improving regulatory compliance at every phase of their development. This includes regulatory support so that you always meet the compliance requirements.

We can provide tailored compliance services and specialist resources to support your firm in navigating changes in regulations and meeting regulatory obligations in a collaborative, effective and cost-efficient manner.

These bespoke regulatory compliance services may range from one-off health checks or specific change initiatives to ongoing managed services.

What our clients say

Xcina have assisted us in a number of areas including IT controls and operational resilience, which is core to building a sustainable bank and one which delivers for its customers throughout times. Lindsey and the team at Xcina have proven expertise and continue to be invaluable to Perenna and we see them as part of our team.”

Colin Bell. COO & Co-Founder at Perenna

Discover how we have supported businesses like yours >>

Case Studies

Read how our risk management consulting, auditing and assurance services are helping organisations like yours meet their objectives with increased confidence.

Regulatory compliance for UK-based mortgage firm

Helping to redefine the future of mortgage lending.

News and Insights

Thought Leadership / Jul 2025

Demystifying PCI DSS Compliance: A Simplified Guide for UK Businesses

News & Blog / Jul 2025